As the linked headline suggests, these are 'mostly useless' projections, but it's January and what else do we have to do?
The analysis behind this is quite good, if still early (using CAIRO projections, MLB 40-man rosters and simulating the season 100,000 times).
Cubs project to finish at 71-91 if you're an optimist and round up with a 1.01% chance of making the playoffs.
Surprisingly, they still project to finish fourth in the division, not that it's any consolation.